Roseville Asset Protection Lawyers

What is Asset Protection?

Asset protection is proactive planning to separate risk from wealth. The goal is simple: keep personal assets safer from business liabilities, and keep business assets safer from personal liabilities. Good planning uses legal tools already available under California and federal law. The earlier you plan, the better your options.

Who Benefits From Planning

• Business Owners & LLC Members. Reduce personal exposure from company activities and contracts.
• Professionals. Physicians, accountants, contractors, and others with higher liability risk.
• Landlords & Real Estate Investors. Separate properties so one issue doesn’t threaten the entire portfolio.
• Families Building Wealth. Protect savings, life insurance, and inheritance for the next generation.

Core Tools We Use

Limited Liability Entities (LLCs & Corporations)

Forming and properly maintaining entities creates a liability shield between business risks and personal assets. We also help restructure existing businesses to clean up commingling and tighten formalities.

Trusts That Support Protection Goals

Revocable living trusts are excellent for estate administration and privacy, while certain irrevocable trusts can add targeted protection and tax advantages when appropriate. The key is picking the right structure for your risk profile and timeline.

California Exemptions & Retirement Accounts

We help you align savings with protected categories under applicable law, and ensure retirement and insurance strategies reinforce, not undermine, your plan.

Real Estate Titling & Equity Management

From transferring rentals to individual LLCs to using equity and encumbrances strategically, we structure properties so one claim doesn’t put all doors at risk.

Insurance As A First Line Of Defense

Coverage doesn’t replace planning, but it is essential. We review liability, umbrella, professional, and landlord policies to close gaps and coordinate coverage with your legal structures.

Timing Matters: Do It Before There’s A Problem

Courts look closely at transfers made after a claim arises. That’s why we emphasize proactive planning. We’ll help you avoid “bad facts” like commingling, inadequate capitalization, or last-minute transfers that can invite challenges. Clean books, clear formalities, and consistent behavior make your plan credible and durable.

Common Weak Spots We Fix

• Personal and business accounts mixed together
• One LLC owning multiple high-value properties
• Outdated operating agreements and no buy-sell terms
• Insurance limits that don’t match today’s asset values
• Trusts that were never fully funded or aligned with entities

Our Process

• Discovery Call. Understand your assets, risks, goals, and timelines.
• Risk Map. Identify exposure points and prioritize fixes.
• Design & Documents. Form or update entities, trusts, and supporting agreements.
• Funding & Formalities. Title assets correctly, set up banking, and establish record-keeping habits.
• Annual Maintenance. Keep your plan current as assets, partners, or laws change.

Why Patton Law Group

You don’t need a maze of shell companies. You need a clear, California-smart plan you can actually maintain. We focus on practical structures, clean documentation, and education—so you understand why each step matters and how to keep it working.

If you have a business, own rentals, or simply want to safeguard your family’s future, now is the time to act. Schedule a free consultation with a Roseville asset protection attorney at Patton Law Group. We’ll review your situation, explain options in plain English, and map out next steps tailored to you.